{"id":14860,"date":"2023-06-15T13:58:57","date_gmt":"2023-06-15T18:58:57","guid":{"rendered":"https:\/\/gfstotalrewards.ca\/?page_id=14860"},"modified":"2025-04-17T07:29:33","modified_gmt":"2025-04-17T12:29:33","slug":"disability","status":"publish","type":"page","link":"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-wellness\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14860\" class=\"elementor elementor-14860\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-30307dc7 elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"30307dc7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2c7cf511\" data-id=\"2c7cf511\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f4d7ce elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"2f4d7ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/gfssctotalrewards.ca\/benefits-health-wellness\/\">Benefits, Health + Wellness<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fca942 elementor-widget elementor-widget-heading\" data-id=\"7fca942\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Disability<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a74f23 elementor-widget elementor-widget-text-editor\" data-id=\"6a74f23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Disability benefits are there for you if you need them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7e6909d6 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"7e6909d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-7cb81edb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7cb81edb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-657ff92f\" data-id=\"657ff92f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34f86ab3 elementor-widget elementor-widget-image\" data-id=\"34f86ab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"259\" height=\"107\" src=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/logo.png\" class=\"attachment-large size-large wp-image-17720\" alt=\"\" srcset=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/logo.png 259w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/logo-18x7.png 18w\" sizes=\"(max-width: 259px) 100vw, 259px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-4faf776b\" data-id=\"4faf776b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e7d6c99 elementor-widget elementor-widget-image\" data-id=\"3e7d6c99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"390\" height=\"157\" src=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/ab0ac0600e85010163d448a0459a0002-e1693250977774.png\" class=\"attachment-large size-large wp-image-17721\" alt=\"\" srcset=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/ab0ac0600e85010163d448a0459a0002-e1693250977774.png 390w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/ab0ac0600e85010163d448a0459a0002-e1693250977774-300x121.png 300w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/ab0ac0600e85010163d448a0459a0002-e1693250977774-18x7.png 18w\" sizes=\"(max-width: 390px) 100vw, 390px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-3c2d1301\" data-id=\"3c2d1301\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdb933b elementor-widget elementor-widget-image\" data-id=\"cdb933b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"185\" src=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Logo_entete_noir.png\" class=\"attachment-large size-large wp-image-17722\" alt=\"\" srcset=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Logo_entete_noir.png 1020w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Logo_entete_noir-300x69.png 300w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Logo_entete_noir-768x178.png 768w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Logo_entete_noir-18x4.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-53044b22\" data-id=\"53044b22\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-107469e1 elementor-widget elementor-widget-image\" data-id=\"107469e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"614\" height=\"472\" src=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/IntercityPackers_Logo_TM.png\" class=\"attachment-large size-large wp-image-17723\" alt=\"\" srcset=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/IntercityPackers_Logo_TM.png 614w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/IntercityPackers_Logo_TM-300x231.png 300w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/IntercityPackers_Logo_TM-16x12.png 16w\" sizes=\"(max-width: 614px) 100vw, 614px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-5b728bdf\" data-id=\"5b728bdf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27f5e227 elementor-widget elementor-widget-image\" data-id=\"27f5e227\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"327\" src=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Fullcolour-1024x419.png\" class=\"attachment-large size-large wp-image-17724\" alt=\"\" srcset=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Fullcolour-1024x419.png 1024w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Fullcolour-300x123.png 300w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Fullcolour-768x314.png 768w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Fullcolour-18x7.png 18w, https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/08\/Fullcolour.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-953d768 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"953d768\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec2895f\" data-id=\"ec2895f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e798d47 elementor-widget elementor-widget-heading\" data-id=\"e798d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Long-Term Disability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3a055b elementor-widget elementor-widget-text-editor\" data-id=\"d3a055b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Long-term disability (LTD) coverage pays a monthly benefit if you are totally disabled and unable to work for more than 17 weeks. You have five options to purchase long-term disability coverage, as listed below.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5f44777 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f44777\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-915ce5d\" data-id=\"915ce5d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-272cd98 elementor-widget elementor-widget-heading\" data-id=\"272cd98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">View Each of the Disability Plan Options Below<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d672c6 elementor-nav-menu__align-center elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"1d672c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot; aria-hidden=\\&quot;true\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-1d672c6\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16302\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-1\" class=\"elementor-item elementor-item-anchor\">Option 1<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16303\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-2\" class=\"elementor-item elementor-item-anchor\">Option 2<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16304\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-3\" class=\"elementor-item elementor-item-anchor\">Option 3<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16305\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-4\" class=\"elementor-item elementor-item-anchor\">Option 4<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16306\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-5\" class=\"elementor-item elementor-item-anchor\">Option 5<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-1d672c6\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16302\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-1\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Option 1<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16303\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-2\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Option 2<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16304\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-3\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Option 3<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16305\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-4\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Option 4<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-16306\"><a href=\"https:\/\/gfssctotalrewards.ca\/en-ca\/benefits-health-wellness\/disability#option-5\" class=\"elementor-item elementor-item-anchor\" tabindex=\"-1\">Option 5<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d24231 elementor-widget elementor-widget-text-editor\" data-id=\"4d24231\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2023\/10\/Screen-Shot-2023-10-19-at-8.46.53-PM.png\">View Chart to Compare Your Options<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f899c90 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f899c90\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-23f012f\" data-id=\"23f012f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15eb803 elementor-widget elementor-widget-menu-anchor\" data-id=\"15eb803\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"option-1\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-c66653f e-flex e-con-boxed e-con e-parent\" data-id=\"c66653f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b58575f e-con-full e-flex e-con e-child\" data-id=\"b58575f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-83730de e-con-full e-flex e-con e-child\" data-id=\"83730de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-be895f1 e-con-full e-flex e-con e-child\" data-id=\"be895f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8351417 elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"8351417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Option 1<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-d616f1d e-con-full e-flex e-con e-child\" data-id=\"d616f1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d262770 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d262770\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Length of Coverage<\/strong>: 2 years, or until age 65, whichever comes first<\/p><p><strong>Approximate Net Income Replacement<\/strong>: 75%<\/p><p><strong>Monthly Benefit* (Approximate % of Monthly Pay)<\/strong>: 60% of first $2,000, 55% of next $2,250, 45% of balance<\/p><p><strong>Indexing<\/strong>: None<\/p><p><strong>Tax Status<\/strong>: Non-taxable, paid by payroll deduction<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc9b23b elementor-widget elementor-widget-text-editor\" data-id=\"dc9b23b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*Maximum benefit is $15,000 per month<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3701c75 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3701c75\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a58cc9\" data-id=\"6a58cc9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41d2462 elementor-widget elementor-widget-spacer\" data-id=\"41d2462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbe100 elementor-widget elementor-widget-menu-anchor\" data-id=\"7cbe100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"option-2\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-f6a8b98 e-flex e-con-boxed e-con e-parent\" data-id=\"f6a8b98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e2b87d2 e-con-full e-flex e-con e-child\" data-id=\"e2b87d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-32b42a4 e-con-full e-flex e-con e-child\" data-id=\"32b42a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-22bbebe e-con-full e-flex e-con e-child\" data-id=\"22bbebe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc24ed5 elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"bc24ed5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Option 2<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-299e936 e-con-full e-flex e-con e-child\" data-id=\"299e936\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d09de08 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d09de08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Length of Coverage<\/strong>: 5 years, or until age 65, whichever comes first<\/p><p><strong>Approximate Net Income Replacement<\/strong>: 75%<\/p><p><strong>Monthly Benefit* (Approximate % of Monthly Pay)<\/strong>: 60% of first $2,000, 55% of next $2,250, 45% of balance<\/p><p><strong>Indexing<\/strong>: None<\/p><p><strong>Tax Status<\/strong>: Non-taxable, paid by payroll deduction<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08b029e elementor-widget elementor-widget-text-editor\" data-id=\"08b029e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*Maximum benefit is $15,000 per month<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-7ec9f49 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ec9f49\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47cba09\" data-id=\"47cba09\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c6ab03 elementor-widget elementor-widget-spacer\" data-id=\"2c6ab03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86bb4a8 elementor-widget elementor-widget-menu-anchor\" data-id=\"86bb4a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"option-3\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b492f04 e-flex e-con-boxed e-con e-parent\" data-id=\"b492f04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e9f2dc2 e-con-full e-flex e-con e-child\" data-id=\"e9f2dc2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b1ddedd e-con-full e-flex e-con e-child\" data-id=\"b1ddedd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-9ccfa38 e-con-full e-flex e-con e-child\" data-id=\"9ccfa38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0584c25 elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"0584c25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Option 3<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-f026ced e-con-full e-flex e-con e-child\" data-id=\"f026ced\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77c70d0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"77c70d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Length of Coverage<\/strong>: 10 years, or until age 65, whichever comes first<\/p><p><strong>Approximate Net Income Replacement<\/strong>: 75%<\/p><p><strong>Monthly Benefit* (Approximate % of Monthly Pay)<\/strong>: 60% of first $2,000, 55% of next $2,250, 45% of balance<\/p><p><strong>Indexing<\/strong>: None<\/p><p><strong>Tax Status<\/strong>: Non-taxable, paid by payroll deduction<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c47f79 elementor-widget elementor-widget-text-editor\" data-id=\"4c47f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*Maximum benefit is $15,000 per month<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-395e946 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"395e946\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e91d9a9\" data-id=\"e91d9a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9908587 elementor-widget elementor-widget-spacer\" data-id=\"9908587\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2612b elementor-widget elementor-widget-menu-anchor\" data-id=\"5c2612b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"option-4\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-3f11eb4 e-flex e-con-boxed e-con e-parent\" data-id=\"3f11eb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-213f4d1 e-con-full e-flex e-con e-child\" data-id=\"213f4d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-842cd33 e-con-full e-flex e-con e-child\" data-id=\"842cd33\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-644d418 e-con-full e-flex e-con e-child\" data-id=\"644d418\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0a99a0 elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"e0a99a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Option 4<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-2028ad4 e-con-full e-flex e-con e-child\" data-id=\"2028ad4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e660e9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8e660e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Length of Coverage<\/strong>: Until age 65<\/p><p><strong>Approximate Net Income Replacement<\/strong>: 75%<\/p><p><strong>Monthly Benefit* (Approximate % of Monthly Pay)<\/strong>: 60% of first $2,000, 55% of next $2,250, 45% of balance<\/p><p><strong>Indexing<\/strong>: None<\/p><p><strong>Tax Status<\/strong>: Non-taxable, paid by payroll deduction<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7b4ec3 elementor-widget elementor-widget-text-editor\" data-id=\"b7b4ec3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*Maximum benefit is $15,000 per month<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-974e51a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"974e51a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dbdc8bd\" data-id=\"dbdc8bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d44798 elementor-widget elementor-widget-spacer\" data-id=\"9d44798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8da26fd elementor-widget elementor-widget-menu-anchor\" data-id=\"8da26fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"option-5\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e3b8227 e-flex e-con-boxed e-con e-parent\" data-id=\"e3b8227\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-688574d e-con-full e-flex e-con e-child\" data-id=\"688574d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-4d1b318 e-con-full e-flex e-con e-child\" data-id=\"4d1b318\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0850365 e-con-full e-flex e-con e-child\" data-id=\"0850365\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29ef7cd elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"29ef7cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Option 5<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-18a1d87 e-con-full e-flex e-con e-child\" data-id=\"18a1d87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35049e0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"35049e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Length of Coverage<\/strong>: Until age 65<\/p><p><strong>Approximate Net Income Replacement<\/strong>: 85%<\/p><p><strong>Monthly Benefit* (Approximate % of Monthly Pay)<\/strong>: 65% of first $2,600, 60% of next $3,000, 45% of balance<\/p><p><strong>Indexing<\/strong>: CPI** to 3% max<\/p><p><strong>Tax Status<\/strong>: Non-taxable, paid by payroll deduction<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-245e8a1 elementor-widget elementor-widget-text-editor\" data-id=\"245e8a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>*Maximum benefit is $15,000 per month<\/em><\/p><p><em>**CPI=Consumer Price Index<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3cd0b6a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cd0b6a5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4d81749e\" data-id=\"4d81749e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f732dc1 elementor-widget elementor-widget-heading\" data-id=\"3f732dc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Things to Think About<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4494bc elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2f4494bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-18824881\" data-id=\"18824881\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52a0821c elementor-widget elementor-widget-text-editor\" data-id=\"52a0821c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>\n<p><span style=\"font-weight: 400;\">To determine the amount of income would you need if you became disabled and unable to work you should consider:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Your monthly expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Other income sources you may have (such as income from your spouse)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Number and age of any dependents<\/span><\/li>\n<\/ul>\n<\/li>\n<li><span style=\"font-weight: 400;\">Your actual net income will depend on your earnings and your tax rates.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">You may be asked to provide evidence of good health for certain levels of long-term disability coverage.<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92d8179 elementor-widget elementor-widget-text-editor\" data-id=\"92d8179\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>View <a href=\"https:\/\/gfssctotalrewards.ca\/wp-content\/uploads\/2024\/11\/987750-Open-Enrollment-2025-Guide-CA-EN-LR-1-1.pdf\" target=\"_blank\" rel=\"noopener\">Detailed Benefit Guide<\/a> for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Benefits, Health + Wellness Disability Disability benefits are there for you if you need them. Long-Term Disability Long-term disability (LTD) coverage pays a monthly benefit if you are totally disabled and unable to work for more than 17 weeks. You have five options to purchase long-term disability coverage, as listed below. View Each of the [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":14806,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14860","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disability | Gordon Food Service Canada Total Rewards<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disability | Gordon Food Service Canada Total Rewards\" \/>\n<meta property=\"og:description\" content=\"Benefits, Health + Wellness Disability Disability benefits are there for you if you need them. 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